Terms and Conditions

**1. Acceptance of Terms**

By accessing and using the Apex Investment Consulting and Staffing LLC (“Apex”) website (the “Website”), you agree to comply with and be bound by the following terms and conditions (the “Terms”). If you do not agree to these Terms, you are advised to refrain from using the Website and any of the services offered by Apex.

**2. Intellectual Property Rights**

All content, including but not limited to text, graphics, logos, images, videos, software, and any other material (the “Content”) on this Website, is the property of Apex or its licensors. This Content is protected by copyright, trademark, and other intellectual property laws.

You may not reproduce, distribute, modify, or republish any Content from this Website without prior written permission from Apex. Unauthorized use of the Content may result in legal action.

**3. Use of the Website**

You agree to use the Website and its Content solely for lawful purposes and in a manner that does not infringe upon the rights of others. Prohibited uses include:
– Engaging in activities that disrupt or interfere with the Website’s functionality.
– Uploading or sharing malicious software, viruses, or harmful content.
– Using the Website to harass, defraud, or harm Apex or other users.

**4. Embedded YouTube Videos**

Our website may include embedded videos from our official YouTube channel. By accessing pages containing such embedded content, you agree to comply with YouTube’s Terms of Service. Apex does not control the content of these videos and is not responsible for any third-party content accessed through them.

Users are prohibited from modifying, enhancing, or altering any portion of the YouTube embedded player, including its functionalities and links back to the YouTube platform. For more details on YouTube’s Terms of Service, please visit [YouTube Terms of Service](https://www.youtube.com/t/terms).

**5. Consulting and Staffing Services**

Apex specializes in providing consulting and staffing solutions for insurance, asset management, and related industries. While we endeavor to deliver services of the highest quality, the success of our recommendations and solutions may depend on various external factors, including client participation, adherence to recommendations, and market conditions.

Apex is not liable for the outcomes resulting from the implementation or non-implementation of its recommendations.

**6. Disclaimers**

The Content on this Website is provided for informational purposes only and should not be construed as professional advice. Although Apex strives for accuracy, the information presented is provided “AS IS” without warranties of any kind, express or implied.

To the fullest extent permitted by law, Apex disclaims all warranties, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement.

**7. Limitation of Liability**

In no event shall Apex, its employees, affiliates, or agents be liable for any indirect, incidental, or consequential damages arising out of or in connection with the use or inability to use this Website or the services provided. This limitation applies to any damages, including but not limited to lost profits, data loss, or business interruptions, even if Apex has been advised of the possibility of such damages.

**8. Links to Third-Party Websites**

This Website may include links to third-party websites for user convenience. Apex does not control these external sites and is not responsible for their content, privacy practices, or terms of use. The inclusion of these links does not imply endorsement by Apex.

**9. Privacy Policy**

Your use of this Website is also governed by Apex’s Privacy Policy, which outlines how we collect, store, and use your personal information. By using this Website, you consent to the collection and use of your information as outlined in our Privacy Policy. For more details, please review our Privacy Policy at (https://apexic.ai/privacy/).

**10. User Responsibilities and Acceptable Conduct**

Users of the Website must adhere to responsible and lawful behavior. Prohibited actions include:
– Posting, transmitting, or otherwise making available materials that are unlawful, defamatory, obscene, or harmful.
– Uploading or sharing malicious software, viruses, or harmful code.
– Engaging in activities intended to disrupt or harm the Website’s functionality or user experience.

**11. Submissions and User-Generated Content**

Any feedback, comments, or submissions you provide to Apex via the Website are considered non-confidential. By submitting content, you grant Apex a worldwide, royalty-free, perpetual, and irrevocable license to use, reproduce, and distribute such content. Apex reserves the right to monitor, edit, or remove user-generated content at its discretion.

**12. Monitoring and Enforcement**

Apex may monitor usage of the Website to ensure compliance with these Terms. Apex reserves the right to suspend or terminate access to the Website for violations or prohibited behavior. Legal action may be pursued for severe breaches.

**13. Eligibility**

You must be at least 18 years of age to use this Website or, if between the ages of 13 and 18, have parental or guardian consent. By using the Website, you confirm that you have the legal capacity to enter into binding agreements.

**14. Access and Security**

You are responsible for maintaining the confidentiality of your account information, including usernames, passwords, and security questions. Apex is not liable for any unauthorized access resulting from your failure to secure your account credentials.

**15. Severability Clause**

If any provision of these Terms is found to be unlawful, void, or unenforceable, the remaining provisions will continue to remain in effect and be fully enforceable.

**16. Entire Agreement**

These Terms constitute the entire agreement between you and Apex concerning the use of the Website, superseding any prior agreements or understandings.

**17. Modification of Terms**

Apex reserves the right to modify these Terms at any time. Changes will be effective immediately upon posting on the Website. Continued use of the Website constitutes acceptance of the updated Terms.

**18. Governing Law and Jurisdiction**

These Terms shall be governed by and construed in accordance with the laws of Mecklenburg County, North Carolina. Any disputes arising from or relating to these Terms shall be subject to the exclusive jurisdiction of the courts located in Mecklenburg County, North Carolina.

**19. Indemnification**

You agree to indemnify and hold Apex, its affiliates, employees, and agents harmless from any claims, liabilities, damages, and expenses, including legal fees, arising from your use of the Website, violation of these Terms, or infringement of any third-party rights.

**20. Termination**

Apex reserves the right to suspend or terminate your access to the Website at its sole discretion without notice if you breach these Terms or engage in prohibited conduct.

**21. Contact Information**

For questions or concerns regarding these Terms, please contact us at:
– Email: [email protected]
– Phone: 980-785-4820
– Mailing Address: 1235 East Blvd Suite E #430, Charlotte, NC 28203